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Bankruptcy Attorney in Greenville, Texas

When financial stress hits, the right plan and the right lawyer make all the difference. J. Brian Allen helps Greenville residents evaluate Chapter 7 and Chapter 13, protect property where possible, and move forward with confidence.

Experienced Bankruptcy Lawyer Serving Greenville, TX

  • Stop most creditor calls, lawsuits, and garnishments after filing.
  • Protect exempt assets and plan around non-exempt items when necessary.
  • Consolidate payments in Chapter 13 or discharge qualifying debts in Chapter 7.
  • Work directly with your attorney — not a call center.

Services for Greenville Residents

Chapter 7 Bankruptcy

Eliminate qualifying unsecured debts and get a fresh start. We explain eligibility, exemptions, and the typical 3 to 4 month timeline.
  • Commonly discharged: credit cards, medical bills, personal loans, certain deficiencies after repossession or foreclosure.
  • Texas and federal exemptions may protect your homestead and personal property within legal limits.
Learn about Chapter 7

Chapter 13 Reorganization

Catch up on mortgage or vehicle payments and pay what you can afford over 36 to 60 months under court protection.
  • Cure mortgage arrears and stop foreclosure while you make on-time payments.
  • Reduce some secured balances to the value of the collateral where allowed and adjust interest near prevailing rates.
  • Pay priority debts such as recent taxes or support arrears over time.
Learn about Chapter 13

What to Expect

  1. Free review: We discuss debts, income, assets, and goals.
  2. Plan selection: Decide between Chapter 7 or Chapter 13 based on eligibility and objectives.
  3. Filing and protection: The automatic stay begins and most collections must stop.
  4. Trustee meeting: Typically 30 to 45 days after filing.
  5. Resolution: Chapter 7 discharge in about 3 to 4 months for straightforward cases; Chapter 13 completion in 36 to 60 months.

Proudly Serving Greenville and Nearby Communities

Greenville and Hunt County, including Commerce, Caddo Mills, Quinlan, Campbell, Celeste, Lone Oak, Wolfe City, and surrounding areas.

Office: 430 Church Street, Suite 2, Sulphur Springs, TX 75482. Wheelchair accessible entrance and parking available.

Schedule a Free Consultation

Take control of your finances. Call (903) 439-5150 or request an appointment.

This page is informational and not legal advice. Results depend on your facts and the law that applies to your case.

Greenville Bankruptcy FAQ

Will filing stop creditor calls and lawsuits?
In most cases the automatic stay begins at filing and pauses most collections, including lawsuits and garnishments, while your case is pending.
Can I keep my home or car?
Many clients keep exempt property. Chapter 13 can also help you catch up on past-due payments and protect vehicles from repossession while you pay through the plan.
How long does the process take?
Typical Chapter 7 cases finish in about 3 to 4 months; Chapter 13 plans run 36 to 60 months depending on income and plan terms.
Do you offer a free consultation?
Yes. The first consultation is free and without obligation. Call (903) 439-5150 or request an appointment.
Do I meet with the attorney?
Yes. You work directly with J. Brian Allen for strategy and filings.