Bankruptcy Part 8 – Legal Assistance
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May 2009
Bankruptcy Basics Part 5 Creditors’s Meeting
I hope this video dispels some apprehension about the Creditors’ Meeting. The name itself can create fear in the minds of individuals, “Creditors’ Meeting.” In general, individuals believe all of their creditors will be present at this meeting. This is rarely the case in a consumer bankruptcy. Please read this article I published relating to
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Property of the Bankruptcy Estate – State & Federal Exemptions
A bankruptcy case is made up of the debtor’s interest in property and the debtor’s debts. Before the debtor’s bankruptcy case is filed, the debtor provides his or her attorney with information to enable the debtor’s attorney to prepare the debtor’s schedules of property, debt, income and expenses for electronically filing the debtor’s bankruptcy case.
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Part 4 – Filing for Bankruptcy
Part 4 Filing for Bankruptcy In order to file for bankruptcy, an individual must take a credit counseling course and accurately complete and file a number of documents. Running Time: (2:57) Click here for link to uscourts.gov, where this video was downloaded.
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Limits of Bankruptcy Part 3
Bankruptcy Basics Part 3 Limits of Bankruptcy Some debts cannot be discharged in a bankruptcy. Running Time: (4:34) by uscourts.gov
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Your Chapter 13 Plan Payments
I have seen statistics on the numbers of failed Chapter 13 cases and successful Chapter 13 cases. The number one reason a debtor’s case is dismissed is for delinquent Chapter 13 plan payments. In those cases, the debtor has been authorized to pay the Chapter 13 Trustee the Chapter 13 monthly plan payment. Remember, a
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Day 1 Filing Chapter 13 – Stopping the Foreclosure And Repossession
Individuals file Chapter 13 Bankruptcy for one or more reasons or a combination of factors. The higher percentage of individuals I have represented file Chapter 13 to stop a foreclosure sale by their mortgage company. Foreclosure sale proceedings are initiated by the mortgagee because the debtors were delinquent on payments to their mortgage company. Another
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Reaffirmation Agreements In Chapter 13 Bankruptcy
I have a case where the creditor’s attorney sent me a Reaffirmation Agreement. I had never had a creditor’s attorney try to have the creditor’s debt reaffirmed. Moreover, the creditor is over-secured with a deed of trust lien on the debtors’ principle residence. I read Section 524(c)(1) of the Bankruptcy Code. Without researching the case
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