People who cannot car payments, and/or owe back house payments, back IRS taxes, back child support, delinquent property taxes, and others may file for protection under Chapter 13 of the Bankruptcy Law to stop foreclosure on their home, repossession of their car(s), to stop IRS wage and bank account levies, and tax liens on their home and other property. A Chapter 13 Reorganization bankruptcy may be filed to include car(s), back house payments, back taxes, back child support, delinquent property taxes and more up to 60 months. ALL CAN BE INCLUDED IT’S THE LAW! You pay house payments that come due after your case is filed.